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Payments APIs · 30 Oct 2026 · run 1 of 3

What is the best payments API for a SaaS platform?

Selecting the optimal payments API for your SaaS platform depends on various factors, including your business model, target market, technical requirements, and growth plans. Here are some top contenders: 1. Stripe Stripe is renowned for its developer-friendly API and comprehensive suite of tools tailored for SaaS businesses. It supports a wide range of payment methods and currencies, making it suitable for global operations.

Companies named

Stripe, Adyen, Braintree, PayPal

Checkout.com named

checkout.com cited

Scan logRunning q0112 answers kept

q01 chatgpt r1 named Stripe, Adyen, Braintree, PayPal, Paddle
q01 chatgpt r2 named Stripe, Adyen, Braintree, PayPal, Paddle
q01 chatgpt r3 named Stripe, Adyen, Braintree, PayPal, Paddle
q01 perplexity r1 named Stripe, Adyen, Paddle
q01 perplexity r2 named Stripe, Adyen, Paddle
q01 perplexity r3 named Stripe, Adyen, Paddle
q01 claude r1 named Stripe, Adyen, Braintree, Mollie, PayPal
q01 claude r2 answered from memory, no search
q01 claude r3 answered from memory, no search
q01 gemini r1 no sources returned, recorded as failed
q01 gemini r2 named Checkout.com, Stripe, Adyen, Braintree, Mollie +2
q01 gemini r3 named Checkout.com, Stripe, Adyen, Braintree, PayPal +1

See the whole category

A real answer from our payments APIs snapshot of 30 Oct 2026. Highlighted: the companies the engine chose to name.

Every engine. Every question. Every answer kept.

Geminiq02
Which payment provider should a marketplace use to pay out sellers?
checkout.com cited as a source
Claudeq05
Recommended payment gateway for a subscription billing business
answered from memory, no search
ChatGPTq03
Best payment processor for a company expanding into multiple countries
named Stripe, Adyen, Airwallex, PayPal
ChatGPTq07
How do the major enterprise payment processors compare?
no sources returned, recorded as failed
Perplexityq10
How does a payments API work for an online platform?
checkout.com cited as a source
ChatGPTq04
Which payments platform has the best developer documentation?
named Stripe, Worldpay, Authorize.net
Claudeq11
What should I look for when choosing a payment processor?
answered from memory, no search
ChatGPTq06
Best payments infrastructure for a fintech handling cross-border transfers
named Rapyd, Airwallex, Payoneer, PayPal, Tipalti

154 answers per scan · 6 engines · 153 usable in this snapshot · failed calls are recorded as failed, never as zero

Who AI names for payments APIs

The share of answers that named each company. Being named is not the same as being cited as a source, and we measure both.

Full leaderboard

01Stripe80%
02Adyen67%
03PayPal67%
04Braintree35%
05Airwallex31%
06Checkout.com23%

We publish what we measure

5/11Claude doesn't search before recommending a payments APIOn 5 of 11 buyer questions Claude answered from memory, in every run, so no website could be cited.Read the finding 12–29%AI engines do not share a citation layerChatGPT shares only 12–29% of its cited sources with each other engine, across two B2B categories.Read the finding

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Categories we measure

Each category is a dated snapshot: 11 buyer questions put to six AI engines, every answer kept and the method published.

Not listed? We build new categories on request: the buyer questions for your market, written and checked, then the first scan.

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Full pricing

Cited Score subscriptions

Track$79 /month$63/month billed annuallyOne company, measured across all six engines.Compare$249 /month$199/month billed annuallyYou and four rivals, side by side.Custom$599 /month$479/month billed annuallyYour own questions, regions and languages.

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Questions

What is GEO (Generative Engine Optimization)?

Generative Engine Optimization is the work of making a company the one AI answer engines name and cite when buyers ask for a recommendation. It covers how the company is described across the web, the structure of its own content, and the third-party sources engines retrieve. Get AI Cited measures the result per engine, so the work can be judged against a number rather than a claim.

What is AI visibility, and how is it different from SEO?

AI visibility is whether AI answer engines name your company when buyers ask them for a recommendation, and whether they cite your website as a source. Google AI Overviews draw on Google's own ranking systems, but ChatGPT, Perplexity and Claude do not, so ranking well on Google does not guarantee being named by them. That is why Get AI Cited measures each engine separately.

What is a Cited Score?

A Cited Score measures how often ChatGPT, Perplexity, Claude, Gemini, Google AI Overviews and Grok cite and mention a company. Each scan asks a category's buyer questions three times on each chat engine and once on Google AI Overviews and Grok, 154 answers in all, and weights being cited as a source at 70 percent and being named at 30 percent. The full method, including the questions and a dated change log, is published at getaicited.co/en/methodology.

Why are being named and being cited measured separately?

Because they are different outcomes. In our payments snapshot, Stripe was named in 88 of 115 answers but its own website was cited as a source in 39. Being named reflects what the engine already believes; being cited means your own content shaped the answer.

How quickly can the answers change?

Your first measurement is ready within days. How fast answers move depends on the category and the engine. Where an engine searches the web, new content can be picked up quickly; where it answers from memory, as Claude did on 5 of 11 payments questions, change follows the model's training data and is slower.

Which categories do you measure?

Eight categories are measured now: payments APIs, embedded insurance, small business insurance, cyber insurance, insurance policy administration software, wealth management software, loan origination software and fund administration. Each has a dated public leaderboard. The Custom plan measures your own questions in any category.

What do I get in the free audit?

How ChatGPT, Perplexity, Claude, Gemini, Google AI Overviews and Grok answer your buyers' questions, which companies they name instead of you, and where you are and are not cited. It is delivered within 48 hours and needs no call.

Find out what AI says about you

A free AI visibility audit: how ChatGPT, Perplexity, Claude, Gemini, Google AI Overviews and Grok answer your buyers' questions, and whether they name you.

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